What do we use cookies for?

Session Cookies

Most of the cookies we use are session cookies, which last only for the duration of your visit and are deleted when you close your browser. No personal data is collected. These simply enable us to identify that the same person is moving from page to page. We store and collect a unique ID to track your session from page to page via session cookie. This is important to understand our customers’ experience as you move around our website.

Persistent Cookies

We also use certain cookies that are persistent, meaning that they last beyond your session enabling an enhanced user-experience when you return to the site. Most browsers automatically accept cookies and you should be able to accept, delete or reject them if you wish by adjusting the settings on your browser. This will, however, affect your use of the areas of our Website that use cookies.

Third party cookies

From time to time, we may embed external content or media from third party websites (e.g. Facebook, YouTube, Twitter) within our website. As a result of this, these websites may apply a cookie to the page where the embedded content or media is viewed. The Credit Thing does not take responsibility for third party site cookies and you should check the website of the provider for more information.

Turning cookies off

Exactly how to do this depends on your browser or phone settings. Try looking in your ‘Help’ section or Alternatively, the Interactive Advertising Bureau has produced a guide (see allaboutcookies.org) which explains to users how cookies work, can be managed and blocked by all browser types.

If you turn cookies off you may still see adverts for Koto in other places but they will be general and not specific to you.